As a family of five, even with two income, we were facing serious financial hardship, especially after out 3rd son was born. My wife had some pregnancy-related complication which our health insurance didn't cover, and I ended up taking a huge personal loan to pay for it.
Since then every month we were falling short to make ends meet. I even took a second job, but that didn't help much at all until one day a good friend shared his journey into the frugal living lifestyle and showed us how we could do the same and eventually enjoy the true financial freedom.
Not having any other options, we decided to try his ideas, and this book is all about that 16 months journey to our financial freedom and ultimately a much healthier and happier yet more fulfilling life.
We wrote this book because we wanted to share with anyone who is looking for the same freedom and happiness. This is not something you can do overnight, but it can be achieved easily by following what we outlined in this book.
We always took notes of what we did and how they came out, so this book is essentially the summery of those steps. If we can help even one person to the finish line of their own personal financial freedom, I think we will consider our job a success.
At A Glance, This Is What You Will Learn From This Book:
Lastly, as a Bonus Joyce put together a list 101 Smart Money Tips, which can be a handy guide for any family for quick reference.
Enjoy your journey to the financial freedom and family wellness.